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Insurance Protection









Illness or Injury










Income Protection 

Asset Protection

Guaranteed Lifetime Income



Living Benefits are provided by no additional premium Accelerated Benefit Riders.  Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance.  Riders are optional and may not be available in all states or on all products.  This is not a solicitation of any specific insurance policy. Payment of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy.  Receipt of Accelerated Benefits may be a taxable event and may affect your eligibility for public assistance programs.  Please consult your personal tax advisor to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment will affect you.

Life Insurance income riders typically have limitations and restrictions to exercising them, including but not limited to, minimum and maximum age requirements, years policy has been inforce and minimum policy values.  Receipt of other policy benefits that reduce policy values may also reduce the ability to exercise the income rider.  Receipt of income benefits will reduce the policy’s cash value and death benefits, may reduce or eliminated the availability of other policy and rider benefits, and may be taxable.  Guarantees are dependent upon the claims-paying ability of the issuing company.


National Life Group® is a trade name of National Life Insurance Company (NLIC), Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.