Long Term Care

HERE ARE THREE IMPORTANT QUESTIONS TO ASK YOURSELF ABOUT LONG-TERM CARE:

1.  If you needed long-term care services, how would it impact your family? 

• Would your spouse or children have to change their lifestyle to help care for you?
• How would caregiving activities affect your family physically...emotionally...financially?
• Would your spouse have to change jobs or quit his/her present employment in order to provide care for you?

2.  How will paying for long-term care services out of your own pocket impact your retirement plan?

• Have you set money aside for the potentially high cost of long-term care services?
• Could you afford to stay in a nursing home full-time?

3.  If you need long-term care services, would you want to receive it at home?

• Who would coordinate that care?
• How would you finance it?

Long-term care is a family issue and a financial issue.  The best way to be prepared for the future is to plan for it today.  Start planning by clicking here to request further information.